Drafting और Structuring the Blog Post Title: "असुरक्षित ऋण: भारतीय बैंकिंग क्षेत्र और अर्थव्यवस्था पर प्रभाव, और RBI की भूमिका" Structure: परिचय असुरक्षित ऋण का मतलब और यह क्यों महत्वपूर्ण है। भारतीय बैंकिंग क्षेत्र में असुरक्षित ऋणों का वर्तमान परिदृश्य। असुरक्षित ऋणों के बढ़ने के कारण आसान कर्ज नीति। उधारकर्ताओं की क्रेडिट प्रोफाइल का सही मूल्यांकन न होना। आर्थिक मंदी और बाहरी कारक। बैंकिंग क्षेत्र पर प्रभाव वित्तीय स्थिरता को खतरा। बैंकों की लाभप्रदता में गिरावट। अन्य उधारकर्ताओं को कर्ज मिलने में कठिनाई। व्यापक अर्थव्यवस्था पर प्रभाव आर्थिक विकास में बाधा। निवेश में कमी। रोजगार और व्यापार पर नकारात्मक प्रभाव। भारतीय रिज़र्व बैंक (RBI) की भूमिका और समाधान सख्त नियामक नीतियां। उधार देने के मानकों को सुधारना। डूबत ऋण प्रबंधन (NPA) के लिए विशेष उपाय। डिजिटल और तकनीकी साधनों का उपयोग। उदाहरण और केस स्टडी भारतीय बैंकिंग संकट 2015-2020। YES बैंक और IL&FS के मामले। निष्कर्ष पाठकों के लिए सुझाव और RBI की जिम्मेदारी। B...
Preamble of Indian Constitution
The Preamble of the Indian Constitution is basically as follows-
"We the people of India, to make India a 'sovereign sovereign democratic secular socialist republic' and to ensure to all its citizens social, economic and political justice, freedom of thought, expression, belief, religion and worship, equality of status and opportunity, To achieve and in all of them
To promote fraternity that ensures the dignity of the individual and the unity and integrity of the nation,
"With strong resolve, in this Constituent Assembly of ours,
on this 26th day of November, 1949 AD (Miti Margashirsha Shukla Saptami, Samvat 2006 Vikrami),
we hereby adopt, enact and dedicate this Constitution."
Components of Preamble
The Preamble of the Indian Constitution mainly mentions the following things-
(1) That the source of the Constitution is 'We the people of India' i.e. the people of India;
(2) That India is a 'sovereign sovereign democratic secular socialist republic';
(3) That the object of the Constitution is to declare those great rights and liberties which the people of India, as the source of their power, desired to secure to all citizens of the country; And
(4) That this Constitution has been accepted and dedicated to itself by the people of India on 26th January, 1949.
Furthermore, the Constitution has enunciated the objective of social justice and development leading to social, economic, and cultural prosperity. Many measures have been advocated to reduce social and economic inequality and efforts have been made to increase harmony among different sections of people.
In the Constitution, comprehensive arrangements have been made to protect the fundamental rights and duties of the citizens, so that they can feel freedom and responsibility. This provides the Indian society with a strong foundation of good governance and strategic justice.
The Constitution has ensured equal rights and opportunities for all sections of the society, thereby reducing confusion and inequality. It supports religious, social and economic freedom, which helps promote a prosperous nation. It is entrusted with the permanent maintenance of development and prosperity in the Indian society.
The Preamble of the Indian Constitution has inspired equality and justice in the society, thereby leading to prosperity and prosperity. The Constitution guides the society towards sustainable and prosperous development through freedom, monetary creation, and abolition of corruption.
Object of the Preamble
The Preamble reveals its following objectives:
(1) India has to be made a 'completely sovereign democratic secular socialist republic',
(2) All citizens of India have to achieve the following:
(a) Social, economic and political justice,
(b) Freedom of thought, expression, belief, religion and worship,
(c) equality of status and opportunity, and
(3) The following things are to be promoted among all the citizens of India - the feeling of brotherhood which ensures the dignity of the individual and the unity and integrity of the nation.
India is a completely sovereign democratic secular socialist democratic republic. On the basis of the following things, we can say that India is a completely sovereign democratic secular socialist republic.
(1) Completely Sovereign - India is now completely free from external control (i.e. foreign power) since 15th August 1947 and is completely free to determine its own internal foreign policies and in this way it can control internal and external affairs. The outsider is, in all respects, completely free to conduct and behave as he wishes.
Before attaining independence, India was under British rule, that is, sovereignty was vested in the British Parliament and the Constitution passed by the British Parliament and the Government of India Act, 1935 were applicable in India.
Sovereignty is that power which is unlimited and final in its territory and does not tolerate any external pressure or interference. In international law, interference by any external power in the sovereignty of an independent country can give rise to international tension, because all the countries of the world are imposed on the international basis to respect each other's sovereignty and only then they can respect each other. Can live together peacefully.
By considering from the above point of view, we find that India is a completely sovereign nation and it showed this to the whole world when Pakistan attacked it in 1947, 1965 and 1971 and China in 1962 armed attacked it. And he had protested against those attacks.
The main objective of the Preamble of the Constitution is to ensure permanent equality, justice, freedom and prosperity in the society. It seeks to direct social, economic, and political security towards prosperity so as to create a prosperous and just society.
Indian Constitution: A guide towards prosperity
The Indian Constitution is a valuable pillar of the country's democratic structure, which encapsulates the shape and aspirations of a diverse nation. The Preamble, the opening statement of the Constitution, captures the founding fathers' vision for the country. It has objectives and goals that guide the nation towards social justice, economic prosperity, and political freedom.
At the heart of the Preamble is a commitment to secure justice, liberty, equality, and fraternity for all citizens. These principles reflect, not words, but a deep understanding of the socio-economic and cultural vision behind the design of the Constitution.
One valuable aspect of the Constitution is equality. By ensuring equal rights and opportunities for all citizens irrespective of caste, religion, and gender, it aims to remove misconceptions and promote a prosperous society. With its title and positive action against scheduling, it shows a commitment to correcting historical injustices and building an inclusive society towards a just society.
Freedom, another key pillar of the Preamble, states the importance of individual freedom. The Constitution ensures various fundamental rights, giving citizens the right to freedom of expression, religion, and personal freedom. This commitment to freedom protects against a powerful adversary and preserves the democratic nature of the nation.
Reward of justice is an inherent part of the Indian Constitution. It seeks to eliminate social inequality and establish judicial justice by ensuring proper representation through schemes. The political principles adopted by the state, though not enforceable by the courts, guide the state towards social and economic justice.
Fraternity, often referred to as "brotherhood", is an important part of the Preamble. It realizes the need for unity and harmony among diverse communities. To promote the strength and unity of a harmonious society, the Constitution seeks to strengthen it, reducing the possibility of internal conflict.
Furthermore, the Constitution also purports to provide a safeguard against misconceptions and prejudices and a vigorous protection against ignorance through the dissemination of scientific knowledge. It is helpful in securing the importance of aware citizens through solidarity at one place.
Ultimately, the Indian Constitution is not just a part of the story of a stable, developed and just nation, but exists alongside it to ensure that the principles enshrined in its Preamble live on. While the country moves forward, the Constitution remains a source of inspiration, ensuring that the principles enshrined in its Preamble always function effectively to determine the type of nation that celebrates its diversity and its democratic identity. Loves the values of Polymorph.
Indian ConstitutionDirection of Prosperity
The Indian Constitution is a historical document that provides a guide for the country to build a secure and just nation. The Preamble of the Constitution is an important part that stands at the foundation of the country and embodies the spirit of prosperity, social justice, freedom, and strategic harmony.
The beginning of the Preamble articulates the heights of justice, liberty, equality, and fraternity. The purpose of the Constitution begins from here and it shows which values and goals are considered important in building the country.
The principle of equality holds an important place in the Constitution. This makes it clear that all citizens will get justice and equality on the basis of dress, religion, and caste. This commitment of the Constitution against inequality works towards social harmony in the country.
Monetary creation of freedom is another important feature of the Constitution. It seeks to protect various rights of citizens, including personal liberty, secularism, and linguistic freedom.
Along with this, the principle of harmonious fraternity with religious and cultural sects is also presented, through which the diversity of the country can be assimilated in a prosperous manner.
The purpose of the Constitution is more than just a constitutional document. It is an expression that seeks to bring the people of the country together, to journey towards a prosperous, harmonious, and just future.
(2) Democratic:- That is, the sovereignty of the country now lies with the people of India and the government of the people for the people is established in the country. In proof of this, we see that every fifth year, general elections are held in India in which the people elect their representatives on the basis of adult franchise who run the government in the states and at the Centre. The political party that gets the majority in the elections forms the Cabinet and these Cabinets are collectively responsible to the Lok Sabha at the Center and to the State Legislative Assemblies in the states. The people's representatives who win the elections represent the people of the entire country in the Lok Sabha and the people of the respective states in the Legislative Assemblies of the states. Therefore, India is a democratic country.
(3) Secular- Secular state means that the state has no particular religion of its own. Although India is the largest Hindu majority country in the world, yet it has not declared itself a Hindu state. On the contrary, on religious basis, the Muslims of India got India divided after independence and created a separate state of Pakistan and declared it an Islamic state. All religions present in India enjoy complete freedom and equal respect and the Indian Constitution has made appropriate arrangements to ensure this.
(4) Socialist - There is no definite definition of socialism, but it is generally accepted that socialism is imagined in economic justice and the socialist government tries to make the people of the country happy through socio-economic revolution, to complete which It establishes control over the main means of production.
India has accepted democratic socialism. Therefore the government has implemented a mixed economy and also nationalized many industries as required. In a mixed economy, public sector and private sector enterprises co-exist. The Indian Constitution, by providing the Directive Principles of State Policy, imposes the duty on the State to implement these principles to provide social and economic justice to the people of the country. The government has implemented these principles in many areas and keeps trying to implement them. Being a democratic government, pleasing public opinion is also a compulsion for its own stability.
(5) Republic:- Republic means that the post of the highest officer of the state is not hereditary but is based on election for a fixed period. From this point of view, India and America are republics because in these countries the post of the highest official of the state is not hereditary. In these countries, the President, who is the supreme officer, is elected for a fixed period. In contrast, England is not a republic because there the position of king or queen is hereditary.
Thus, the Preamble of our Constitution promises social, economic and political justice which cannot be forgotten or neglected.
Nandini Sundar vs. State of Chhattisgarh, A.I.R. 2011 SC 2839]
Significance of the Preamble
The importance of the Preamble of the Constitution is highlighted when the language and meaning of any provision of the Constitution is clear or ambiguous. In such a situation, the help of introduction is taken to understand it and an attempt is made to explain the above in relation to the presented topic. If the language is clear then the relevant provision will be applied according to its general meaning even if the meaning appears to be contrary to the preamble.
In Berubari's case (A.I.R. 1960 S.C. 845), the Supreme Court had expressed the opinion that the Preamble is not a part of the Constitution, even if it is said to be the driving force of the Constitution. Its absence makes no difference to the basic objectives of the Constitution. It neither grants power to the government nor does it restrict, control or restrict the power of the government in any way. But Keshavananda Bharati vs. State of Kerala, A. I.R. 1973 S. In the case of C. 1461, the Supreme Court has held that the Preamble is a part of the Constitution. In this case it has also been said that the Preamble is the basic structure of the Constitution. However, it is worth noting that the Preamble is not enforceable by the court.
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