Drafting और Structuring the Blog Post Title: "असुरक्षित ऋण: भारतीय बैंकिंग क्षेत्र और अर्थव्यवस्था पर प्रभाव, और RBI की भूमिका" Structure: परिचय असुरक्षित ऋण का मतलब और यह क्यों महत्वपूर्ण है। भारतीय बैंकिंग क्षेत्र में असुरक्षित ऋणों का वर्तमान परिदृश्य। असुरक्षित ऋणों के बढ़ने के कारण आसान कर्ज नीति। उधारकर्ताओं की क्रेडिट प्रोफाइल का सही मूल्यांकन न होना। आर्थिक मंदी और बाहरी कारक। बैंकिंग क्षेत्र पर प्रभाव वित्तीय स्थिरता को खतरा। बैंकों की लाभप्रदता में गिरावट। अन्य उधारकर्ताओं को कर्ज मिलने में कठिनाई। व्यापक अर्थव्यवस्था पर प्रभाव आर्थिक विकास में बाधा। निवेश में कमी। रोजगार और व्यापार पर नकारात्मक प्रभाव। भारतीय रिज़र्व बैंक (RBI) की भूमिका और समाधान सख्त नियामक नीतियां। उधार देने के मानकों को सुधारना। डूबत ऋण प्रबंधन (NPA) के लिए विशेष उपाय। डिजिटल और तकनीकी साधनों का उपयोग। उदाहरण और केस स्टडी भारतीय बैंकिंग संकट 2015-2020। YES बैंक और IL&FS के मामले। निष्कर्ष पाठकों के लिए सुझाव और RBI की जिम्मेदारी। B...
Sabka Sath sabka Vikas sabka Vishwas ke Mool Mantra ke sath Karya Karti Bharat Sarkar Samaj ke pratyek varg Ke Kalyan Utha nikale Pratibandh. Parantu Bharat Jaise Vishal aur Vyapam Desh Mein jitni Samajik vighatan utani vishamta abhi chunauti ke roop Mein Samne hai Samaj ke Anek nirdharit work Jaise anusuchit jaati OBC RD Samanya Vishesh kar Gramin kshetron Mein Arthik Roop se durbal hai Samaj ka ek Tak Ka Aisa Bhi Hai Jo Kisi nirdharit Suchi Mein Shamil Nahin Hai parantu atyant ALP Aaegi Karan Arthik Roop se kamjor Jani vyast Shreni Mein aata hai Badi sankhya Mein Chhote aur Simant Kisan bhi apni Ajeeb car ke liye kal Sangharsh Karte Dikhai Dete Hain vah prasiddh ho ya ashatho kar apni ajika kamane mein smart ho gaye ho.
Kai gharon Mein unhen Apne Parivar Se Hi Sahara Nahin Milta Hai Aane Ki Sthan aur samuday mein mahilayen Thi Suchit aur vanchit ke roop Mein Jivan nirvah karne ke liye peoples Hain.
Apangta aur Rog 2 AC avastha aapdaen Jo vyakti ko Lambe Samay ke liye yah sthai Roop se uski ajivika Se Dur kar deti hai Badi sankhya Mein asangathit Kshetra ke Kamgar bhi apni kam aur aayushyat Aaegi Karan Arthik kamjor ke Shikar Rehte Hain Purnia aanshik berojgari bhi vyakti ke Jivan nirvah Ko kathin banati Hai yah Sabhi durlabh varg Samaj ke Abhinandan hai aur apni kamjor Arthik sthiti ke bavjud Desh Ki arthvyavastha ke Vikas Mein Apna yogdan Bhi Dete Hain Bhale hi va sthapna Hoon isliye in Arthik Sahara Dena Sambhal banana na Keval Sarkar ki sanvidhan Ki jimmedari Hai paalki samvedansheelta ka Praman hai.
Aisi Sarkari ashaskiy sahayata Jo Samajik Suraksha ka naam Diya Gaya Hai jisse Bhiwandi yojnaon ke Madhyam se Lakshadweep varg Tak pahunchaya Jata Hai Bharat Sarkar Ke Anek Mantralaya aur Vibhag Apne Apne Karya Kshetra ke anusar Samajik Suraksha ki yojanaen Lagu kar rahe hain inmein Pramukh Hai rural development ministry Kisan AVN Kalyan Mantralaya Samajik Nyay adhikarita mantralaya mantralaya labour ministry Mahila AVN Bal Vikas Mantralaya .
Samajik Suraksha ki yojnaon ke Madhyam se Sarkar Ek Aisi samaveshi Samaj ke Vikas ke liye Sankalp pad Jahan Rakshit varg ke sadasya utpadak surakshit aur Samman purvak Jivan ji Sar ke sath mein unhen Prayas sahayata Mein prapt Hota ki Unka Vikas bhi Jari Rahe iske liye shaikshanik Arthik aur Samajik Vikas se sambandhit Yojana Lagu ki ja rahi hai yah avashyak Hai vahan punarvas karykram bhi Lagu Kiya ja raha hai jansankhya ke roop Mein Lakshit work on ki Vishal Tata in yojnaon ko kriyanvayan ki ek Badi chunauti Hai udaharan Ke Taur per San 2011 ki janganana ke anusar Desh Mein category ke sadasyon ki sankhya lagbhag 20 point 14 karod ki jabki Paresh nagrikon ki taaja 10 point 36 karod Din Mein Ab Tak Kafi Jafar ho chuka hai.
Paribhasha sankalpana aur vichar ke dost ko se Dekhen to Samajik Suraksha Mul Roop Samajik badnawar Pragati ka ek prabhavi Madhyam Mein Sarkar dwara sahayata rashtriy Jaane Ke Karan Kai bar ise Arthik Pragati Mein Hardik Mana Jata Hai parantu visheshan Kaun ke anusar vastavikta mein Samajik Suraksha Yojana Aarti Pragati ko Gali deti Hain Karan yah hai ki Jab vanchit vyaktiyon ko Arthik Suraksha prapt Ho Jaati Hai Aur unhen Kal Ki Chinta Nahin Hoti Hai To vah Adhik utpadak Bankar yogdan karte hain Samajik Suraksha ka Prabhav samaj mein lagbhag pratyek star Padta isase prusthon ko pension Ka Sahara Milta Hai Kamgar aur unke parivaron ko nishulk vaaste Seva prapt hoti hai aur kisi Samanya audyogik durghatna se utpann Karta ke dauran Arthik Suraksha prapt hoti aati Hai bacchon Ko Bhi unke Parivar ko milane wali Vishesh sahayata Karan Shiksha ka Labh prapt hota hai Dekha gaya hai ki kamgaron ko Samajik Suraksha milane Se udyogon Ke prabandhan Aur kamgaron Ke bich Behtar sambandh Bane rahte hain aur kul utpadakta main bhi Sudhar hota hai Samajik Suraksha Pranali Bima aur Arthik sahayata ke Madhyam se vyakti ko Chinta Mukt Rakh kar Unka aur unke Parivar ka bhavishya sawarne ka avsar pradan karti hai isliye Aaj Bharat sahit Duniya ke lagbhag sabhi deshon Mein Garib Bimari aur berojgari ki jagah per Prahar karne ke liye Samajik Suraksha Yojana ko Lagu Kiya gaya hai rashtriy aur antarrashtriy staff and 1 Jan Kalyan Sangathan Ne Samajik Suraksha ke liye margdarshi Siddhant viksit Kiye Hain Jin per Anek deshon ki Sarkari gambhirta se hamen bhi Karti Hain jahan tak Hamare Desh Ka prashn Hai Hamari paramparik sanyukt Parivar Pranali Ek Kushal aur prabhavi Samajik parivarik Suraksha pradan Karti Hai Parivar Mein Koi Ek Ya Do vyakti Kisi bhi se grast hote hain to pura Parivar Dhal Bankar Unki Suraksha Karta unke Samne Jivan nirvah Ki Koi chunauti Par Nahin Hoti Hai Fir Bhi Sathi Aur aathvin Shatabdi ke dwara Kuchh rajyon Mein Anath vidhwa vridhon ke liye shasan ki or se Arthik Suraksha ka pravdhan Kiya Gaya Hai Prachin Bharat ke Kuchh Pramukh shaskiya vah prabandhan Granth Mein Jaise Kautilya ka Arthshastra manusmriti Parineeti main pension Bimari Pradhan avastha apangta Aditya Arthik Suraksha dene ke Niyam ka ullekh Kiya Gaya Hai Adhunik Mein Swatantrata ke turant bad Samajik Suraksha par Dhyan Diya gaya hai vibhinn Prakar ki yojanaen Lagu ki Gai Hai Jo Desh Mein Samajik Suraksha ke Prati kadhi Aur samarpit pratibaddhta darshati Hain vibhinn Rakshit work on ke liye prabhavi yojanaen Shuru ki gai hai aur Avdhesh sampurn Samajik Suraksha ki or agrasar Hai is Samay Desh Mein Lagu Samajik Suraksha ki yojnaon Kaun ki Prakriti ke anusar Mukhya Roop se 3 varg Mein Banta Ja sakta hai.
Roktham sambandhi Yojana
Is Prakriti ki yojanaen vyakti ke Jivan nirvah se Jude joking ko kam karne ka kaam Karti hain jaise Swasthya Suraksha Bima Yojana fasal aur Pashudhan Bima Yojana bacchon ka Mukt tikakaran pashuon Ka tikakaran Kaisa Mana jata hai ki is Prakar ki yojanaen Tata vyakti ko Arthik chote se batati hain aur use Garibi ki Dasha sevane ka kaam Karti Hai Bharat Sarkar dwara Vishva Ki Sabse Badi fast Bima Yojana Ayushman Bharat ke naam se Chali ja rahi hai.
Samajik Suraksha ki yojanaen Rakshit varg ko Arthik sahayata Jivan ke liye avashyak Anya suvidhaon ki nishulk Suvidha Pradhan Karti Hain ya Yojana Bharat Sarkar yah Rajya Sarkar yah donon ke Unse dance a post Hoti Hai Bharat mein is Prakar ki yojnaon ka dayra bahut vyapak hai Rashtriya Khadya Suraksha adhiniyam 2013 Ek Aisi yojanaen Jo Desh Ki lagbhag Bhutiya Wadi ko bahut kam Dar per Anaaj uplabdh Karate Hai Is Desh Mein Khadya Suraksha majbut Hui Hai ISI kram Mein Vishesh Roop se Gramin samuday Mein Rojgar guarantee ki Kuchh yojanaen chali ja rahi hai jinko Jameen dharatal per Safal banane ke liye Gramin kshetron Mein Rojgar ke naye avsar Banaye Ja Rahe Hain Sarkar ka Prayas Rakshit varg ke liye ajivika ko surakshit banana hai Gramin kshetron Mein Sabhi Ko Swasthya ki behtarin uplabdh karane ke liye buniyadi sanrachna ko majbut Manaya ja raha hai aur adhiktam suvidhaen nishulk hain aur garbhvati mahilaon ke Swasthya ki dekhbhal ke liye vishesh Suvidha uplabdh Hai Lachit varg ke liye nishulk Shiksha ki Suvidha uplabdh karane Samajik Suraksha ki Aur Ek mahatvpurn Aur Bada Kadam Hai iske liye ek aur Jahan Gramin kshetron Mein schoolon ki sankhya aur gunvatta bhai ja rahi hai vahin dusri aur Lakshit varg ke chhatron ke liye chhatravriti ki yojanaen which hai day meal Yojana Arthik Roop se kamjor varg ke chhatron ko school ki or se aakarshit karne aur Unki prastuti badhane Mein Safal rahi hai mahilaon ke Samajik Arthik sashaktikaran ki Anek yojnaon lakshat varg ki mahilaon ke Jivan Ko naya Mod Diya Hai Iske antargat Unki prarambhik Shiksha Se Lekar Vivah ajivika Tak ke liye Arthik sahayata tatha sunishchit karne ka avsar pradan Kiya Gaya Hai Bharat Sarkar Ne Divyang janon Ke Kalyan aur Unki Samajik Suraksha ke liye Anek Kadam uthaye hain jaise Shiksha Swasthya Sevan Rojgar ke Vishesh avsar punarvas suvidhaen RD in yojnaon ne bataya janon ka Shakti Karan kiya hai aur yah Aaj nirbharta Ki Raah Par Agar Sar Hai vidhayak AVN fraction sambandhi Yojana iron Iske antargat Samajik Suraksha ki yojnaon ko Sthan Diya gaya hai jo vyakti ki Vishesh paristhitiyon yah Buddha ke Samay Sahayak Hoti Hai ismein Kisan fasal Bima Yojana pratyavartan Pension Yojana vidhwa Sahitya sahayata Yojana chikitsa sahayata Yojana berojgari Bhatta aur karysthal per Uttar ghatna se sambandhit morcha Yojana RD Shamil Hain Inko uddeshy kamjor vyakti Diya Parivar ki Utsav Mein Arthik sahayata Karna Hai Jab vah atyant kathin Samay se Sangharsh kar raha ho.
Gaon gaon kamjor Hona ko Sahara
Bharat Sarkar ki Krishi Vikas aur krushak Kalyan carry nitiyon Ke Karan Gaon Pragati Unnati Samriddhi ki Lehar chal padi hai parantu Samaj ke Kushwah gone ko sahayata pahunchane Ki avashyakta Bani Hue isliye Gramin Vikas Mantralaya dwara Ek Vishesh aur vyapak rashtriy Samajik sahayata karykram Chala Ja Raha Hai Jo Desh ke sabhi rajyon aur Kendra shasit pradeshon Mein Lagu Hai Iske antargat mukhya Roop se Panch up Yojana Jari Hain Indira Gandhi Rashtriya pratyay avastha Pension Yojana ke antargat Garib parivaron ke sath varsh se Adhik I ke bartan ko 79 varsh Tak 200 rupaye aur uske bad 500 rupaye Pratima ki Dar se pension Di Jaati Hai Garib Parivar Ki Kisi bhi Mahila ke liye Jo Apne Nirahua ke liye Pati par nirbhar hai ko Aakash ma Thi Dua ho jana Ek Bada Ghat Hai is avastha Mein Indira Gandhi vidhwa Pension Yojana ke antargat di jaane wali 300 rupay Mein vi aaya tha Aisi Ek Bada Pradhan Karti Hai yah pension 40 se 79 varsh tak ki bhavnaon ko di Jaati Hai Garib mahilaon ke Divya 18 se 79 Indira Gandhi Rashtriya functor pension ke antargat 300 rupaye Masi ki pension ke hakdar hai yadi kisi Garib Parivar ki ke ajivika kamane wale mukhya sadasya Ki Kisi Karan mrutyu Ho Jaati Hai To Parivar ko 20000 rupay Ki Ek Most sahayata Rashi Di Jaati Hai Rakhi vah Parivar Apne Pairon per khada ho sake annpurna Yojana ke antargat Aise varishth nagrikon ko Pratima 10 kilogram Anaaj Mukt Diya jata hai jo pratyay avastha Pension Yojana Ke yogya Hai parantu Ki Nahin Karan se pension prapt Nahin ho rahi hai Var 2018 19 Mein in yojnaon par kharch ke liye kul 8419 karod rupaye rajyon ko Jari Kiya Gaya jabki 2019 20 ke dauran in yojnaon ke liye 9 200 karod rupaye avantit Kiya Gaya Garib parivaron ko Sahara Dene Wali yojanaen Gaon Mein Apna Sparsh Prabhav dikha rahe hain.
Ab baat karte hain Desh Ka Andha Ta Kahe jaane wale on Karen kisanon ki jo Anek Jo Keymon Ke Karan apni ajivika ke liye nirantar Sangharsh Raat rahe hain San 2022 tak kisanon ki Aamdani athnni karne ke liye Bharat Sarkar ne ek vyapak road map ke antargat Anek prabhavit Kadam uthaya prant kisanon ko turant Arthik sahayata uplabdh karane ke uddeshya bahar Sarkar Ne San 2018 Mein Pradhanmantri Kisan Samman Nidhi Namak se ek Yojana Param ki Jiska antargat Sabhi yogya Kisan parivaron ko prativarsh 6000 rupaye ki Arthik sahayata pradan ki Jayegi isase kisanon ko kheti se Jude kaam Kaaj Aur khareed Ke Liye Arthik Sahara Mil Jata Hai Bharat Sarkar Ne vriddhi kisanon Ke Kalyan ke liye prabhavit Pension Yojana Shuru Ki Hai Pradhanmantri Kisan mandhan Yojana Namak yah Pahalwan Chhote aur Shriman kisanon ke liye jinki Joru Ka Aakar do hai tere tak hai iske antargat 18 se 40 varsh Tak ke Kisan 55 se 200 rupaye Masi Ka yogdan Kar Ke Sath varsh ki aayu ke bad 3000 rupaye Masih ki pension ke hakdar Ban Jaate Hain. Kisan ke pension anshdan ke barabar hi Sarkar bhi apni or se yogdan karti hai kisan ki Nirdhan Ke uprant Uske Patni ko 15 so rupaye Masi ki pension Di Jaati Hai Badi sankhya Mein Chhote Kisan is Yojana Ke antargat Apna panjikaran Karva rahe hain kisanon se sambandhit donon Samajik Suraksha Yojana on ka creon krishiyum Kalyan Mantralaya dwara Kiya jata hai gramin Kshetra mein badi sankhya Mein kam kar asangathit Kshetra Mein kam karte hain jisse unhen Samajik Suraksha ke sath ki pravdhanon ko apekshit Labh Nahin Mil Pata Hai Sath hi Unki Aaye bhi Itni Adhik Nahin Hoti Hai Ki vah Kisi Nivesh dwara Apna bhavishya surakshit rakshakan in kamgaron ke liye ISI varsh February mein Pradhanmantri shram Yogi Maan Dhan Yojana prarambh ki Gai jisse lagbhag 42 karod kamgaron ko Labh Milega Iske antargat 18 se 40 varsh are you ke Kamgar 55 se 200 rupaye Pratima ka yogdan dekar 7 varsh ki aayu ke bad 3000 rupaye Masi ki pension prapt kar Sakenge hi tarj per Pradhanmantri Karmayogi mandhan Yojana Jari ki gai hai Jiska Rakshit varg Chhote dukandar Aur karobari Hai Iski antargat Dedh karod rupaye se kam ka sala Na Karo bar Karne Wale 30000000 Chitrakar aur dukandar unko 60 varsh ki aayu Mein 3000 Upar masik pensionbee Jayegi Gramin kshetron Mein hastshilp eom ki Samajik Suraksha Ke Liye Do mukhya upay kiye Gaye pahle Pension Yojana on Shilpi ke liye hai jo Raja yah rashtriy star per prescript Hain Ayush 8 varsh se Adhik hai aur varshik Aaya 50000 rupaye se kam Garibi ki Dasha mahine 35 rupaye Pratima ki pension Di Jaati Hai Anya Sabhi Karigar enhanced Shilpa ko Pradhanmantri Jeevan Jyoti Bima Yojana aur Pradhanmantri Suraksha Bima Yojana ka Labh Milta Hai Lekin Atal Pension Yojana ki mukhya Roop se asangathit Kshetra ke kam karo aur Arthik Roop se kamjor varg Ke Logon Ko Dhyan Mein rakhte Lagu ki Gai Iske alava 18 se 40 varsh are you Ke Log Ek nishchit masik Anusandhan ke Aadhar per Utha sakte hain Iske antargat 7 varsh ke bad masik pension ki Rashi bhi bhartiya Swayam type kar sakte hain Jis per Uske masik anushthan ki Rashi Nirman hoti hai.
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