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असुरक्षित ऋण क्या होते हैं? भारतीय बैंकिंग संकट, अर्थव्यवस्था पर प्रभाव और RBI के समाधान की एक विस्तृत विवेचना करो।

Drafting और Structuring the Blog Post Title: "असुरक्षित ऋण: भारतीय बैंकिंग क्षेत्र और अर्थव्यवस्था पर प्रभाव, और RBI की भूमिका" Structure: परिचय असुरक्षित ऋण का मतलब और यह क्यों महत्वपूर्ण है। भारतीय बैंकिंग क्षेत्र में असुरक्षित ऋणों का वर्तमान परिदृश्य। असुरक्षित ऋणों के बढ़ने के कारण आसान कर्ज नीति। उधारकर्ताओं की क्रेडिट प्रोफाइल का सही मूल्यांकन न होना। आर्थिक मंदी और बाहरी कारक। बैंकिंग क्षेत्र पर प्रभाव वित्तीय स्थिरता को खतरा। बैंकों की लाभप्रदता में गिरावट। अन्य उधारकर्ताओं को कर्ज मिलने में कठिनाई। व्यापक अर्थव्यवस्था पर प्रभाव आर्थिक विकास में बाधा। निवेश में कमी। रोजगार और व्यापार पर नकारात्मक प्रभाव। भारतीय रिज़र्व बैंक (RBI) की भूमिका और समाधान सख्त नियामक नीतियां। उधार देने के मानकों को सुधारना। डूबत ऋण प्रबंधन (NPA) के लिए विशेष उपाय। डिजिटल और तकनीकी साधनों का उपयोग। उदाहरण और केस स्टडी भारतीय बैंकिंग संकट 2015-2020। YES बैंक और IL&FS के मामले। निष्कर्ष पाठकों के लिए सुझाव और RBI की जिम्मेदारी। B...

What is electoral bond and why is it so important?

On 2 January 2018, the Department of Economic Affairs, Ministry of Finance notified the Electoral Bond Scheme 2018 under Section 31 [3] of the Reserve Bank of India Act, 1934. Objectives of the Central Government through the Electoral Bond Scheme: [a] To provide accurate data of donations received by the political parties of the country through electoral bonds, i.e. to check whether the donations being given to the parties are black money or not. [b] Under this scheme, the old system of political funding of political parties of India was to bring transparency in that system. What is an electoral bond and why is it so important? [1] It is a promissory note or bond, which is also called a vachan patra in Hindi language. [b] This promissory note can be purchased by any Indian who has a PAN. [C] The name of the buyer and the receiver is not written on it.  Such as the name of the donor or any other personal information is not given. [d] The electoral bonds purchased can be ...

India: A Geographic Journey

If we talk about the geography of Bharat or India, then it is very important to know its ancient history. If we talk about its ancient name, which is called Bharat Varsha, then it was named Bharat after the name of Bharat, the beloved son of the Aryan king Dushyant. If we go through it earlier, then it has also been named Aryavarta by the kings. But here, if we talk not of the ancient times but of the Persian period, then it is also called Hindustan by the Persians. The Persians used to call it Hindustan because they used to address the Indus river as 'H' instead of 'S'. This was considered the main reason by historians. If we talk about the Greeks and Romans, then they used to call Sindhu as Indus and the land before it as India. Hence, this name was given to India by the Greeks. Latitudes of India: If we talk about the latitudes of India, then it is spread from 8°4' North to 37'6 North latitude and 68°7' East longitude to 97°25 East longitude. ...

India's Evolving Role in International Relations: A Global Perspective

In recent years, India has emerged as a key player in the arena of international relations, fostering partnerships and alliances that have significant implications on the global stage. With its rich history, diverse culture, and growing economic prowess, India’s diplomatic engagements hold immense importance in shaping the dynamics of world politics. Let’s delve into the multifaceted dimensions of India’s international relationships and their impact on the global landscape. Strategic Partnerships: India’s strategic partnerships with various countries across the globe reflect its commitment to fostering peace, stability, and economic prosperity. The Indo-US strategic partnership, for instance, has witnessed significant growth in recent years, with collaboration spanning areas such as defense, trade, and technology. Similarly, India’s engagements with Russia, Japan, and Israel have strengthened bilateral ties and contributed to regional stability. Economic Diplomacy: India’s economic dip...

Decoding India's Directive Principles: A Comprehensive Guide to Social Justice and Welfare

Part 4 of the Constitution contains Articles 36 to 51, Directive Principles of State Policy.  The Directive Principles of State Policy in India have been taken from the Constitution of Ireland.  Whereas the parliamentary system from Britain, fundamental rights from America and fundamental duties from the former Soviet Union have been taken in the Constitution of India.            The objectives and goals of the Directive Principles of State Policy, which it is the duty of the state to follow.  Only by implementing these can a welfare state be imagined.      “The Directive Principles of State Policy are the soul of the Constitution which embodies the social philosophy of the Constitution. The above statement is by  Grenville Austin .        Dr. Ambedkar  has rightly said that this is the unique feature of the Indian Constitution, the goal of a welfare state is implicit in it.   ...

Preamble: The Ideals and Aspirations of the Indian Republic

                                                   Preamble of Indian Constitution                               The Preamble of the Indian Constitution is basically as follows-         "We the people of India, to make India a 'sovereign sovereign democratic secular socialist republic' and to ensure to all its citizens social, economic and political justice, freedom of thought, expression, belief, religion and worship, equality of status and opportunity,  To achieve and in all of them                        To promote fraternity that ensures the dignity of the individual and the unity and               integrity              ...

what is the salient features of the indian constitution?

Large written constitution of the world: The constitution of any country in the world is not as detailed as the Constitution of India.  According to Sir Ivor Jennings , the Indian Constitution is the largest and most comprehensive constitution in the world.  But the makers of our Constitution had to create it keeping in mind the conditions of their nation.  At that time, various geographical, political, social and historical situations existed before the country.  The biggest contribution in making our Constitution broad and comprehensive is that in this Constitution, provision has been made not only for the organization and structure of the Central Government but also for the organization and structure of the government of the states.  The Indian Constitution is the supreme law of the nation .  Regarding the vastness of the Constitution, some critics may call it a lawyer's paradise, but every citizen of the nation wants that all kinds of policy related ...

What has been said about the Indian Constitution in the world, how is the Constitution of India? Indian Constitution is a federal and unitary constitution. Explain?

1) Written Constitution-The federal constitution is always written.  In the federal system of governance, state unions are included as units and conditions are set between them, that is, there are contractual relations between the union and the states.  It is possible for such relationships to remain intact when they are written down and their rights and duties are clear.  All this is possible only through a written constitution.   (2) Division of powers :-   The main element of the federal constitution is-   Division of powers between central and provincial governments.  According to Harrier, under the federal constitution, there is a division of powers between the Union and the units and this division is done at such a pace that both are completely independent in their respective fields and at the same time are cooperative with each other.  That under each other.  This division is done by the Constitution.  This element is present in t...