Skip to main content

Posts

Showing posts from April, 2024

असुरक्षित ऋण क्या होते हैं? भारतीय बैंकिंग संकट, अर्थव्यवस्था पर प्रभाव और RBI के समाधान की एक विस्तृत विवेचना करो।

Drafting और Structuring the Blog Post Title: "असुरक्षित ऋण: भारतीय बैंकिंग क्षेत्र और अर्थव्यवस्था पर प्रभाव, और RBI की भूमिका" Structure: परिचय असुरक्षित ऋण का मतलब और यह क्यों महत्वपूर्ण है। भारतीय बैंकिंग क्षेत्र में असुरक्षित ऋणों का वर्तमान परिदृश्य। असुरक्षित ऋणों के बढ़ने के कारण आसान कर्ज नीति। उधारकर्ताओं की क्रेडिट प्रोफाइल का सही मूल्यांकन न होना। आर्थिक मंदी और बाहरी कारक। बैंकिंग क्षेत्र पर प्रभाव वित्तीय स्थिरता को खतरा। बैंकों की लाभप्रदता में गिरावट। अन्य उधारकर्ताओं को कर्ज मिलने में कठिनाई। व्यापक अर्थव्यवस्था पर प्रभाव आर्थिक विकास में बाधा। निवेश में कमी। रोजगार और व्यापार पर नकारात्मक प्रभाव। भारतीय रिज़र्व बैंक (RBI) की भूमिका और समाधान सख्त नियामक नीतियां। उधार देने के मानकों को सुधारना। डूबत ऋण प्रबंधन (NPA) के लिए विशेष उपाय। डिजिटल और तकनीकी साधनों का उपयोग। उदाहरण और केस स्टडी भारतीय बैंकिंग संकट 2015-2020। YES बैंक और IL&FS के मामले। निष्कर्ष पाठकों के लिए सुझाव और RBI की जिम्मेदारी। B...

What is electoral bond and why is it so important?

On 2 January 2018, the Department of Economic Affairs, Ministry of Finance notified the Electoral Bond Scheme 2018 under Section 31 [3] of the Reserve Bank of India Act, 1934. Objectives of the Central Government through the Electoral Bond Scheme: [a] To provide accurate data of donations received by the political parties of the country through electoral bonds, i.e. to check whether the donations being given to the parties are black money or not. [b] Under this scheme, the old system of political funding of political parties of India was to bring transparency in that system. What is an electoral bond and why is it so important? [1] It is a promissory note or bond, which is also called a vachan patra in Hindi language. [b] This promissory note can be purchased by any Indian who has a PAN. [C] The name of the buyer and the receiver is not written on it.  Such as the name of the donor or any other personal information is not given. [d] The electoral bonds purchased can be ...

India: A Geographic Journey

If we talk about the geography of Bharat or India, then it is very important to know its ancient history. If we talk about its ancient name, which is called Bharat Varsha, then it was named Bharat after the name of Bharat, the beloved son of the Aryan king Dushyant. If we go through it earlier, then it has also been named Aryavarta by the kings. But here, if we talk not of the ancient times but of the Persian period, then it is also called Hindustan by the Persians. The Persians used to call it Hindustan because they used to address the Indus river as 'H' instead of 'S'. This was considered the main reason by historians. If we talk about the Greeks and Romans, then they used to call Sindhu as Indus and the land before it as India. Hence, this name was given to India by the Greeks. Latitudes of India: If we talk about the latitudes of India, then it is spread from 8°4' North to 37'6 North latitude and 68°7' East longitude to 97°25 East longitude. ...